Our Programmes
Three conversations, each shaped around a different stage
Each programme at Ostwin Moreau addresses a distinct layer of financial understanding — from everyday household matters to long-horizon family planning. They can be taken in sequence or independently.
← Back to HomeOur Methodology
How each programme is structured
Every Ostwin Moreau programme follows the same structural logic — a series of connected sessions, each with prepared materials, structured discussion, and time for reflection. The content varies; the method does not.
Preparation
Materials are distributed before the first session. Participants review a brief orientation document and complete a short reflection on their current relationship with the topic.
Dialogue Sessions
Sessions follow a structured agenda but leave room for questions and discussion. The facilitator guides without lecturing, drawing contributions from all participants.
Between Sessions
Participants complete reflection journal entries and may engage with supplementary reading. There are no assignments or tests — the work is personal and voluntary.
Closing & Review
The final session consolidates topics discussed and addresses questions deferred during earlier meetings. Participants complete a feedback form and receive a summary reference document.
Programme 01
Conversations on Daily Finances
A discussion-based introductory programme where participants gather for guided conversations about everyday financial matters. Topics include household budgeting, mindful spending, and the emotional dimensions of money. The approach is reflective and communal — participants learn from each other as much as from the facilitator.
Sessions
4
Duration
3 weeks
Max Cohort
12
Programme Fee
MYR 580
Topics Covered
- Household income and expense mapping
- Spending patterns and mindful money habits
- The emotional relationship with money and spending
- Managing financial uncertainty in daily life
- Group reflection: common household finance challenges
What's Included
- Conversation guide for each session
- Reflection journal (printed)
- Light refreshments (in-person participants)
- Session summaries after each meeting
- Post-programme reference document
Best Suited For
Participants approaching financial topics for the first time, those who feel uncertain about their current financial habits, and those looking for a supported, communal starting point rather than self-directed reading.
What's Included
- Session discussion guides with prepared prompts
- Structured reflection writing exercises
- Malaysian market overview reference sheets
- Practitioner-reviewed content throughout
- Post-programme reading list
Best Suited For
Participants who have a basic grasp of household finances and want to understand investment topics — EPF options, unit trusts, fixed income, equities — from a descriptive, non-sales perspective before making any decisions.
Programme 02
Tea Table Investing Dialogues
An educational programme structured as a series of moderated tea-table conversations on investment topics. Content covers asset class characteristics, market behaviour over time, and the Malaysian investment landscape from a descriptive perspective. Each session includes prepared materials, discussion prompts, and reflective writing exercises. Content is reviewed by licensed practitioners.
Sessions
6
Duration
5–6 weeks
Max Cohort
12
Programme Fee
MYR 1,760
Topics Covered
- Asset classes: what they are and how they behave
- Unit trusts, fixed deposits, and equities in the Malaysian context
- EPF investment options and considerations
- Risk as a concept rather than a number
- Time horizons and financial decision-making
- Questions to ask before making any investment
Programme 03
Long Conversations on Lifetime Planning
A thoughtful, extended programme addressing retirement, legacy, and multi-generational financial considerations through a series of structured dialogues. Topics include EPF, private retirement schemes, healthcare costs, and family wealth discussions. Participants receive conversation templates, optional facilitator-guided sessions, and a curated reading collection.
Sessions
8
Duration
8–10 weeks
Max Cohort
10
Programme Fee
MYR 3,260
Topics Covered
- EPF withdrawal strategies and PRS options
- Healthcare costs and medical coverage planning
- Family wealth conversations and inheritance topics
- Legacy and estate considerations (informational)
- Retirement lifestyle and expense estimation
- Multi-generational financial conversations
What's Included
- Conversation templates for family financial discussions
- Curated reading collection (printed)
- Optional additional facilitator-guided sessions
- All materials practitioner-reviewed
- Comprehensive post-programme reference document
Best Suited For
Participants in their 40s and beyond who are beginning to think seriously about retirement, legacy planning, or family wealth — and who want a structured space to examine these topics before speaking with a licensed financial planner.
Compare Programmes
Which programme suits your current stage?
| Feature | Daily Finances | Investing Dialogues | Lifetime Planning |
|---|---|---|---|
| Sessions | 4 | 6 | 8 |
| Duration | ~3 weeks | 5–6 weeks | 8–10 weeks |
| Max cohort | 12 | 12 | 10 |
| Prior knowledge needed | None | Basic household finance | General financial literacy |
| Reflection journal | |||
| Practitioner-reviewed | |||
| Curated reading list | Post-programme | Included (printed) | |
| Optional extra sessions | |||
| Programme fee | MYR 580 | MYR 1,760 | MYR 3,260 |
All programmes available in person (Ampang Hilir, KL) and remotely. Fees are all-inclusive.
Shared Standards
What all three programmes have in common
Privacy Within the Group
Discussion norms are established in the opening session. What participants share stays within the cohort. Facilitators do not retain notes on individual financial situations.
No Product Promotion
No session across any programme involves recommending or promoting a financial product, platform, or provider. Ostwin Moreau holds no referral arrangements of any kind.
Plain Language Throughout
Technical financial terms are explained when they arise, not assumed. The goal is understanding, not financial fluency for its own sake.
Flexible Scheduling
Session schedules are agreed with each cohort at the point of enrolment. Evening and weekend options are available.
Missed Session Support
Participants who miss a session receive a written summary and all associated materials. Session recordings may be available on request for remote cohorts.
Up-to-Date Content
All programme materials are reviewed at minimum annually and revised when Malaysian regulatory or market changes affect their accuracy.
Ready to Enquire?
Not sure which programme is the right starting point?
Get in touch and we'll help you find the programme that fits where you are. There's no obligation to commit at the point of enquiry.
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